We understand that Contractors can struggle to secure mortgages, pensions and insurance on the High Street due to your unique working structure. We have teamed up with the Independent Financial Advisers (IFAs) at ContractorFinancials who specialise in offering tailored financial solutions to contractors and freelance workers.

Whether you are new to contracting or ’a veteran’, the specialist advisers can show you on how to make the most of your money, avoiding the common pitfalls that freelancing can sometimes present and bridging the gap between your Contractor status and the benefits you may have left behind as an employee.

A range of products tailored to your unique needs:

• Pensions – Significantly reduce your tax and NI payments today by having us transfer part of your contract into our in-house personal pension whilst also building a tax efficient nest egg for your future.
• Mortgages – Take advantage of special arrangements with lenders and save the time and hassle of finding a mortgage or remortgage that reflects your Contractor status.
• Income Protection – Maintain your income in the event that you are unable to work through illness or injury.
• Critical Illness Cover – will pay out on diagnosis of a range of medical conditions so that you can continue to enjoy your current lifestyle.
• Life Cover – Safeguard the future for your family with life cover that will pay out in the event of your death.
• ISAs and Investments - make the most of your savings. Shelter up to £7,200 pa (£10,200 pa if you are aged 50 or over and for everyone from April 2010) in a tax efficient Individual Savings Account.
• Private Medical Insurance – Avoid NHS waiting lists and make a speedy recovery with private medical insurance for contractors.